• Mobile network operators

    Mobile network operators

    A capability of mobile network operators to safely transfer data to mobile devices and a large customer base gives them a unique position in the mobile wallet ecosystem.

  • Banks


    Increasing customers’ demands to have banking services available "anytime, anywhere" and dynamic entry of new players - global IT-companies, telecom operators - into the financial services market, increase the necessity of introduction of bank mobile applications. Banks should make the most of their advantages: loyal customer base, reputation of the most secure payment services providers, lending opportunities. 

  • Retail


    Merchants play a significant role in the development of mobile payments and claim a substantial benefit from the implementation of the mobile wallet services. Together with the provision of additional payment options, they obtain new ways of interaction with their customers through loyalty schemes, discounts and other marketing offers.

  • Transport operators

    Transport operators

    For transport operators that already have an infrastructure for validation of contactless payments or travel smartcards implementing fare payment services using mobile phone technology and NFC seems as a natural next step to merge the ease and speed of contactless services with interactivity.